Zahraa Maadi Investment & Development
ZMID✗ Non-Compliant

Zahraa Maadi Investment & Development

NON-COMPLIANT

Failed 1 screening criterion

Revenue RatioFAIL
11.79%
Interest / Revenue < 5%
Debt (S&P)PASS
0.00%
Net Debt / Market Cap < 33%
Debt (AAOIFI)PASS
0.00%
Net Debt / Assets < 33%

۞Screening Alerts

  • Revenue Ratio: 11.79%

Financial Breakdown

Detailed metrics • Currency: EGP

۞Income StatementQ3 '25 (Sep 2025)
Interest Income

Non-operating interest income

EGP 33.95M
Total Revenue

Total revenue from operations

EGP 287.90M
Revenue Ratio✗ FAIL

Interest Income / Total Revenue (Threshold: < 5%)

11.79%
۞Balance SheetQ3 '25 (Sep 2025)
Net Debt

Total Debt − Cash (negative means more cash than debt)

EGP -827.06M
Market Cap

Total market capitalization (for S&P method)

EGP 5.74B
Debt Ratio (S&P)✓ PASS

Net Debt / Market Cap (Threshold: < 33%)

0.00%
Total Assets

Total company assets (for AAOIFI method)

EGP 2.91B
Debt Ratio (AAOIFI)✓ PASS

Net Debt / Total Assets (Threshold: < 33%)

0.00%
۞

Screening Methodology

This screening uses two standard methods to calculate debt ratio. A stock is compliant if it passes the revenue ratio AND at least one debt ratio method:

  • ۞Revenue Ratio: Interest Income / Total Revenue < 5%
  • ۞S&P Method: Net Debt / Market Cap < 33% (most common)
  • ۞AAOIFI Method: Net Debt / Total Assets < 33%

Note: Net Debt = Total Debt − Cash. If negative, the company has more cash than debt (compliant).

Always consult with a qualified Islamic finance scholar for investment decisions.

Instant Screening

Enter any EGX ticker and get instant Shariah compliance analysis based on real financial data.

AAOIFI Standards

Uses globally recognized Islamic finance standards for accurate compliance assessment.

Full Breakdown

See detailed financial metrics including revenue ratios, debt levels, and more.

Shariah Screening Criteria

۞Revenue Ratio
Interest Income / Total Revenue < 5%

Ensures the company doesn't derive significant income from interest-based activities.

۞Debt Ratio
Total Debt / Total Assets < 33%

Ensures the company isn't overly leveraged with interest-bearing debt.